Replace / Splitwise
Best free Splitwise alternatives (open source, self-hosted) 2026
The best open-source alternative to Splitwise is Spliit, self-hosted on Railway. Shared expenses you host. Spliit is MIT — Splitwise without the hosted tab.
Estimated save $1,200 a year.
Open the stackStart on Railway
How Splitwise compares
| Splitwise | Spliit | |
|---|---|---|
| Pricing model | Hosted subscription | Open-source or fair-code license; you pay the host |
| Hosting | Vendor cloud | Self-hosted on Railway or any VPS |
| Rough monthly cost | Public list price not verified this run | Hosting only — no SaaS seat meter in this repo |
- Spliit
MIT Splitwise-shaped shared expenses you can self-host
FAQ
- What is the best free open-source Splitwise alternative?
- The best open-source alternative to Splitwise is Spliit, self-hosted on Railway. Shared expenses you host. Spliit is MIT — Splitwise without the hosted tab.
- Is it free?
- The Spliit licenses are open source or fair-code. You still pay hosting (Railway or any VPS) and any APIs the stack calls. There is no Splitwise seat or task bill on this path.
- Can I migrate from Splitwise?
- Yes. Start with the workflows or data you actually use, then cut over. The Spliit stack page has the agent prompt and the cost table; most teams rebuild the slice that matters and leave old Splitwise links until they expire.
- How do I deploy it?
- Open the Spliit stack, copy the agent prompt, and deploy on Railway (one service, PORT, and a volume when the app needs disk). Placeholder: Spliit + Postgres as the project docs require. Bind HTTP to 0.0.0.0:$PORT. No one-click template in this repo yet — Start on Railway. A household budget stays on /stacks/actual-budget.
- What does this replace?
- Splitwise. The published small-team estimate on this stack is $1,200 a year.
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